Typically, your homeowner’s insurance policy will cover roof damage in cases of recent or immediate damage caused by storms, natural disasters like tornadoes and hurricanes, fire, and hail damage.(Image: https://upload.wikimedia.org/wikipedia/commons/a/a7/FEMA_-_44272_-_Tornado_recovery2C_in_Oklahoma.jpg) Online reviews and testimonials from previous customers can provide valuable insights into a contractor’s professionalism, communication skills, and overall quality of work. Pay attention to positive and negative reviews, and look for patterns indicating strengths or areas of concern. Copper roofing is extremely durable, lightweight, and is one of the most unique-looking roofing options.(Image: https://media.defense.gov/2017/Feb/28/2001704950/-1/-1/0/170227-F-ZZ999-0009.JPG) A home equity loan uses the equity in your home to borrow against, using the home as collateral. Also referred to as a second mortgage, it’s often used for large home-related expenditures, like replacing a roof.